Can I check if my contractor has a valid WSIB clearance certificate?

Yes, you can verify your contractor's WSIB clearance certificate online through the WSIB website - this is crucial for protecting yourself from liability if someone gets injured on your Ottawa property.

In Ontario, contractors are required to have valid WSIB coverage, and as a homeowner, you should always verify this before work begins. If your contractor doesn't have proper WSIB coverage and someone gets hurt on your property, you could be held liable for the costs.

How to Check WSIB Clearance in Ontario

Visit wsib.ca and use their "Request for Clearance" service. You'll need your contractor's business name and WSIB account number. The contractor should provide you with either a current clearance certificate or their WSIB account details so you can verify coverage yourself.

You can also call WSIB directly at 1-800-387-0750 to verify coverage over the phone. Have the contractor's business information ready when you call.

What the WSIB Clearance Certificate Shows

A valid clearance certificate confirms that the contractor has paid all their WSIB premiums and assessments. It's typically valid for a specific time period, so make sure the certificate covers the dates when work will be performed on your Ottawa property.

Red Flags to Watch For

Be cautious if a contractor says they don't need WSIB because they're "independent" or "just a small operation." In Ontario, most contractors working on residential properties need WSIB coverage. Some contractors may claim they're covered under your homeowner's insurance, but this isn't typically the case for hired contractors.

If a contractor can't provide proof of WSIB coverage or seems evasive about it, consider this a major red flag. Working with uninsured contractors puts you at significant financial risk.

Additional Verification Steps

While checking WSIB clearance, also verify that your contractor has proper liability insurance and any required licenses (ESA for electrical work, TSSA for gas work). For major renovations in Ottawa, confirm they can pull the necessary permits through the City of Ottawa Building Code Services (613-580-2424).

Always request to see certificates before work begins, and don't just take their word for it - verify directly with WSIB and other authorities. This simple step can save you thousands in potential liability costs.