Can I check if my contractor has a valid WSIB clearance certificate?

Yes, you can verify your contractor's WSIB clearance certificate online through the WSIB website - this is crucial for protecting yourself from liability if a worker gets injured on your Ottawa property.

In Ontario, contractors are required to have valid WSIB coverage, and as a homeowner, you should always verify this before work begins. If your contractor doesn't have proper WSIB coverage and someone gets hurt on your property, you could be held liable for the costs.

How to Check WSIB Clearance in Ontario

Visit wsib.ca and use their "Request for Clearance" service. You'll need your contractor's business name and WSIB account number. The contractor should provide this information willingly - if they hesitate or can't provide it, that's a red flag.

You can also call WSIB directly at 1-800-387-0750 to verify coverage over the phone. Have the contractor's business information ready when you call.

What the Clearance Certificate Shows

A valid WSIB clearance certificate confirms that:

• The contractor has active WSIB coverage


• Their premiums are paid up to date


• They're in good standing with WSIB


• The coverage is current (certificates are typically valid for 6 months)

The certificate will show the business name, WSIB account number, and expiry date of the clearance.

Ottawa-Specific Considerations

Many Ottawa contractors work across municipal boundaries (Kanata, Orleans, Barrhaven, Nepean), but WSIB coverage is provincial. Whether your contractor is working in downtown Ottawa or rural Manotick, the same WSIB requirements apply throughout Ontario.

For larger projects requiring City of Ottawa building permits, some contractors may need to provide WSIB clearance as part of the permit application process. Contact Ottawa Building Code Services at 613-580-2424 to confirm requirements for your specific project.

Red Flags to Watch For

Be wary if a contractor:

• Claims they don't need WSIB because they're "independent" or "just starting out"


• Provides an expired clearance certificate


• Says they'll get coverage "after the job starts"


• Offers to reduce the price if you "don't worry about WSIB"

Additional Protection

Along with WSIB clearance, verify your contractor also has:

• General liability insurance (minimum $2 million recommended)


• Proper licensing (ESA for electrical, TSSA for gas work)


• City of Ottawa business license if required

Remember, legitimate contractors will have no problem providing current WSIB clearance certificates. It's a standard part of doing business in Ontario, and protecting yourself is always worth the few minutes it takes to verify.