Should I use a lawyer to review my renovation contract?

For major renovations in Ottawa (over $25,000), having a lawyer review your contract is often worth the investment, especially for complex projects or if you notice any concerning terms.

Most standard renovation contracts in Ottawa are fairly straightforward, but there are specific situations where legal review becomes valuable. Ontario's Construction Act includes complex lien provisions, and the City of Ottawa has specific permit requirements that should be properly addressed in your contract.

When Legal Review is Most Important

For projects involving structural changes, additions, or secondary dwelling units in Ottawa, contracts become more complex. These often include multiple permit phases, ESA and TSSA coordination, and significant holdback provisions under Ontario's Construction Act. A lawyer familiar with Ontario construction law can ensure your contract properly addresses the mandatory 10% holdback period, lien rights, and change order procedures.

If your contractor is asking for large upfront payments (more than 10% down), unusual payment schedules, or has concerning warranty terms, legal review is advisable. Some contractors may include clauses that limit your rights under Ontario consumer protection laws, which a lawyer can identify and advise against.

What to Look for First

Before involving a lawyer, verify your contractor through ESA (esasafe.com) for electrical work, TSSA (tssa.org) for gas work, and confirm their WSIB clearance. Ensure the contract specifies all City of Ottawa permits will be obtained and that the contractor is responsible for ESA and TSSA inspections where required.

The contract should clearly outline the scope, materials, timeline, and payment schedule. In Ottawa, final payment should be withheld until all permits are closed and you've received your occupancy permit if required.

Cost vs. Benefit

Legal review typically costs $500-1,500 in Ottawa, depending on contract complexity. For a $50,000+ renovation, this represents good insurance against potential disputes that could cost thousands more. Many Ottawa construction lawyers offer flat-fee contract reviews specifically for homeowners.

Alternative Resources

The City of Ottawa Building Code Services (613-580-2424) can clarify permit requirements that should be in your contract. Ontario's consumer protection resources at ontario.ca/consumer provide guidance on your rights. For smaller projects under $15,000 with established contractors, these resources may be sufficient.

If you're uncomfortable with any contract terms or the contractor pressures you to sign quickly, that's a red flag warranting legal review regardless of project size.