How do I compare quotes from different contractors?

When comparing contractor quotes in Ottawa, focus on more than just the bottom line price - look for detailed breakdowns, proper licensing verification, and comparable scope of work to make an informed decision.

The biggest mistake Ottawa homeowners make is choosing the lowest bid without understanding what they're actually getting. A proper quote comparison requires examining several key elements that protect you and ensure you're comparing apples to apples.

Start with the basics: licensing and insurance verification. Every contractor should provide their WSIB clearance certificate and proof of liability insurance. For electrical work, verify their ESA license at esasafe.com/contractor-locator. For gas or HVAC work, check their TSSA certification at tssa.org. Don't even consider quotes from contractors who can't provide these credentials - it's a major red flag in Ontario.

Examine the scope of work in detail. Quality contractors provide itemized quotes that specify materials, labor, permits, and timeline. Vague quotes with lump sum pricing make it impossible to compare fairly. Look for specifics like "remove existing drywall and dispose" versus just "demo work," or "install Schluter waterproofing system" versus "waterproof shower." The more detailed the quote, the more professional the contractor.

Compare permit handling and compliance. In Ottawa, most renovation work requires permits from the City of Ottawa Building Code Services (613-580-2424). Professional contractors will include permit costs in their quotes and handle the application process. Be suspicious of contractors who suggest skipping permits or claim permits aren't needed when they clearly are - this puts you at risk with the city and your insurance.

Analyze the payment schedule carefully. Ontario's Construction Lien Act requires a 10% holdback for 60 days after substantial completion. Legitimate contractors understand this and structure payments accordingly. Red flags include demands for large upfront payments, full payment before completion, or cash-only arrangements. A typical payment schedule might be 10% to start, progress payments tied to completion milestones, and final payment minus holdback upon completion.

Look at timeline commitments and project management. Quality contractors provide realistic timelines and explain their scheduling. In Ottawa's climate, outdoor work timing matters significantly. Contractors who promise unrealistic timelines or can't explain their schedule are often overcommitted or inexperienced.

Evaluate warranty and follow-up service. Professional contractors stand behind their work with written warranties. Compare what's covered, for how long, and how issues will be addressed. Local Ottawa contractors who plan to stay in business long-term typically offer better warranty support than fly-by-night operators.

Consider the total value, not just price. A quote that's 20% higher but includes proper permits, quality materials, comprehensive insurance, and solid warranties often represents better value than a bare-bones low bid. Factor in the cost and hassle of fixing problems later when making your decision.

Trust your instincts during the quoting process. Contractors who pressure you to sign immediately, won't provide references, or seem evasive about licensing and insurance are best avoided regardless of their price.

For complex projects, consider getting quotes from our verified contractor directory at ottawaconstructionnetwork.com/directory where all contractors have been pre-screened for proper licensing and insurance.